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Mortgage Options and Rates

5 Mortgage Missteps That Could Cost Canadians Thousands

When you’re navigating the mortgage process, the choices you make can have long-term financial impacts.
Alex McFadyen
October 30, 2024
Mortgage Options and Rates

New Mortgage Rules Could Save You Thousands—Here's How

We often think that the banks have our best interests at heart, but let's not kid ourselves—they're among the most profitable companies in the country.
Alex McFadyen
October 26, 2024
Home Buying Strategies

Big Changes in Canadian Housing

In September 2024, the Canadian government made bold changes to mortgage regulations that could significantly impact homeownership.
Alex McFadyen
October 9, 2024
Co-buying and Shared Ownership

Why Multi-Generational Living Is Booming in Canada

With the cost of real estate rising and affordability declining, multi-generational households are becoming more common across Canada.
Alex McFadyen
September 18, 2024
Mortgage Options and Rates

Canadian Mortgage Rates: What to Expect in 2025

As we enter the latter half of 2024, the landscape of Canadian mortgage rates is shifting.
Alex McFadyen
September 4, 2024
Home Buying Strategies

Boost Your Home’s Value: Renovate with the Bank’s Money

When you find a house that’s got potential but needs some work, it’s easy to feel stuck if you don’t have the cash for renovations.
Alex McFadyen
August 31, 2024
Home Buying Strategies

Are Down Payment Gifts Driving Canadian House Prices?

A recent report shows that the amount of financial gifts given to homebuyers has surged by 11% from 2015 to 2024.
Alex McFadyen
August 17, 2024
Mortgage Options and Rates

Save Thousands by Refinancing Your Mortgage Early

Have you ever wondered if refinancing your mortgage could actually save you money with lower interest rates?
Alex McFadyen
August 10, 2024
Mortgage Options and Rates

The Mortgage Renewal Challenge: A Practical Guide for Canadians

OSFI has warned that up to 76% of mortgages will be up for renewal before 2026. In 2024 alone, over 2.8 million homes will face renewal.
Alex McFadyen
July 31, 2024
Mortgage Options and Rates

Empowering Your Mortgage Decision

When it comes to your mortgage, the decision to lock in can be a game-changer, especially in a market where interest rates are on the rise.
Alex McFadyen
December 23, 2023
Co-buying and Shared Ownership

How to Co-Buy Houses in Canada

Canadians are increasingly looking to purchase property with friends, family members, or other individuals.
Alex McFadyen
November 1, 2023
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Mortgage Options and Rates

Navigating Your Mortgage Trigger Point

So, you've hit your mortgage trigger point or maybe you're just curious about what it means.
Alex McFadyen
December 20, 2023
Mortgage Options and Rates

A Guide to Predict the Future of Your Mortgage

Today, we're breaking it down in plain terms so that you, yes you, can navigate the path of your mortgage with confidence.
Alex McFadyen
December 13, 2023
Government Policies and Incentives

B.C.'s New Secondary Suite Incentive Program

The British Columbia government recently unveiled a groundbreaking initiative aimed at addressing the ongoing housing crisis
Alex McFadyen
November 11, 2023