Your Guide to the Canadian First-Time Home Buyers Course

I’m Alex McFadyen, and I’m thrilled to introduce you to the First-Time Home Buyers Course. Buying your first home is a huge milestone, but I know how overwhelming it can feel to navigate the process on your own. That’s why I created this free, comprehensive course to help you every step of the way. Whether you’re just starting to explore your options or ready to make an offer, this course is designed to equip you with the tools, knowledge, and confidence to succeed.

👉 First-Time Home Buyers Course

1. Introduction to Home Buying

We’ll kick things off by covering the basics of buying a home. I’ll give you a clear overview of what’s included in the course and walk you through the foundational steps, like assessing your finances, understanding your housing needs, and researching markets. Plus, there are some helpful self-assessment questions to ensure you’re financially and emotionally ready to dive into homeownership.

2. First-Time Home Buyer Programs &Incentives

There are so many financial advantages available to first-time buyers, and in this section, I’ll break them all down for you. From government-supported tax breaks and grants to the Canada First Home Savings Account (FHSA)—a tax-advantaged account that can make saving for your first home much easier—I’ll explain everything you need to know about maximizing these programs.

3. Financial Preparation

One of the biggest parts of buying a home is understanding the financial side of things. I’ll walk you through how down payments work, how they impact your mortgage, and what the minimum requirements are. You’ll also learn the differences between lenders like banks, credit unions, and brokers so you can choose the right fit for your needs. I’ll even break down mortgage rates and products, helping you decide between fixed and variable rates based on your goals.

4. Common Mistakes and Concerns

Let’s make sure you avoid the most common pitfalls buyers face. I’ll emphasize the importance of getting pre-approved before you start house hunting—it’s a game-changer. I’ll also share tips on sticking to your budget, accounting for extra costs like closing fees, and why you should never skip a property inspection.

5. Building Your Home Buying Team

Buying a home isn’t something you do alone, so this section is all about building your dream team. I’ll explain the roles of key players like real estate agents, mortgage advisors, lawyers, and home inspectors. I’ll also share how to find the right mortgage advisor—someone who aligns with your financial goals and will guide you in the right direction.

6. Understanding the Home Buying Market

Understanding the market is crucial for making smart decisions. I’ll help you learn the differences between buying an existing property versus a new build, including costs, timelines, and risks. I’ll also guide you on how to recognize buyer versus seller markets and determine the best time to make your move.

7. Making an Offer

When it’s time to make an offer, you’ll want to be prepared, and I’ll make sure you are. I’ll break down all the components of an offer, from price to conditions to timelines, and give you practical tips on negotiating favorable terms and handling counteroffers.

8. Tools and Downloads for First-TimeHome Buyers

To make things even easier, I’ve includedsome helpful tools and resources in the course. From checklists and calculators to a post-offer checklist, you’ll have everything you need to stay organized and on track, right up to closing day.

Why Take This Course?

I created this course because I want you to feel empowered, informed, and confident as you buy your first home. Together, we’ll go through every stage of the process, from financial planning to making your first offer. With the right guidance, you’ll avoid common mistakes, maximize financial opportunities, and make decisions that truly align with your goals.

If you’re ready to start your journey, enroll in the First-Time Home Buyers Course today. And if you’d like to chat one-on-one about your unique situation, I’d love to connect.

👉 Book a 15-minuteConsultation

I can’t wait to help you turn your home ownership dreams into reality!

Warm regards,
Alex McFadyen