Home
Blog
Cutting Through Mortgage Confusion—One Slice at a Time

Cutting Through Mortgage Confusion—One Slice at a Time

Alex McFadyen
February 26, 2025

Think of mortgage rates like ordering a pizza. A fixed-rate mortgage? That’s your classic, predictable cheese pizza—you know exactly what you’re getting every time. A variable-rate mortgage, on the other hand, is like a toppings-loaded slice that changes with every bite—sometimes great, sometimes surprising. And then there’s the HELOC (Home Equity Line of Credit), like a DIY pizza bar, giving you the flexibility to add what you need when you need it.

In the above video, I walk you through: 

  • The key differences between fixed and variable rates
  • How HELOCs fit into your financial plan 
  • The impact of mortgage stress tests and why they matter 
  • How to choose the right option for your situation

Ready to Buy Your First Home?

Navigating mortgage rates is just one piece of the home-buying puzzle. That’s why I created the First-Time Home Buyers Course—a step-by-step guide designed to give you confidence in every part of the process. Whether you're unsure about financing, negotiating, or what to expect at closing, this course has you covered.

And if you want personalized advice tailored to your situation, let’s chat! Book a 15-minute consultation with me, and we’ll go over your mortgage questions, financing strategy, and next steps to get you into your first home.

Let’s make your home-buying journey as simple (and stress-free) as ordering your favorite pizza. See you in the video!

Would you like any further refinements?

Ready to Plan Your Financial Success?

Share this post